How Frugal Is the Average Millionaire?

When most of us think of the “millionaire”, we might picture a class of people removed from us, who do not share our values and life struggles. However, it is more than likely that you know a millionaire personally, and may not even know it! Not every millionaire drives a Bentley, sips champagne for breakfast and lives in a mansion …

5 Worst Stock Market Events, By Decade

We all know about the famous Wall Street crash of 1929, which led to the Great Depression, the most severe and long-lasting economic catastrophe in the Western world. Most of us are also more than familiar with the 2007 US stock market crash, which led to the 2008 global financial crisis, the effects of which have not been fully recovered …

What Is The Best Forex Strategy?

Don’t want to get stuck on losing forex trading strategies for years on end? I’m serious – that really happens for some people. But it’s okay because if you’re looking for the best forex strategy, you’ve come to the right place, my friend. Forex trading is incredibly exciting. There are two key fundamentals that will help you enjoy more success …

Best Savings Accounts In USA

Looking for a way to invest the money you’ve worked so hard for? Or perhaps you’re on the lookout for a savings account for your kids so that you can safeguard their future.  The best savings accounts are those that have either low or zero fees, up-to-date technology and competitive savings account rates. Finding the best one is tough but …

How To Cut The Cord

It only seems like yesterday when everyone was excited about cable TV. Personally, I remember my grandma getting it before even my parents got it, which meant I’d go down there every Sunday without fail to watch new episodes of The Simpsons. What a time to be alive. That was an age before digital TV, streaming, as well as the …

5 Negatives of Being a Homeowner

There are many well-known advantages to owning your own home rather than renting. Houses usually increase in value over time, making owning a home a common long-term financial investment for the future. Mortgage payments are much more likely to have a fixed rate than tenancy agreements, which are subject to change and can often significantly increase with little warning! Not …

Top 4 Ways Millionaires Stay Frugal

Being frugal can be difficult. The culture that many of us are brought up in encourages spending over saving, and consuming over conserving. While this leads to an increase in profits for many companies, unfortunately it can lead to excess spending for the consumer. There are various apps designed to help you keep track of your cash flow, and many …

Savings Rates and How to Gauge Yours

Expressed as a ratio or a percentage, a savings rate is the amount of cash you take off your disposable income with the intention of stowing it away for retirement, a nest egg or any other personal goal you have. As well as being put into a savings account with a bank, savings are also put into super low risk …