General Terms and Conditions applicable to Use of a Web Site

Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. Please do the appropriate research before participating in any third party offers.

The FTC requires me to disclosure if there could be hidden interests or bias with regards to my recommendations.  While I can assure you that there are no hidden interests and I only recommend products and services that I use and find value in, I must outline the below disclosures.

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License

A. Permission is granted to temporarily download one copy of the materials (information or software) on TheGreenSwan.com’s web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

    i. modify or copy the materials;

    ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

    iii. attempt to decompile or reverse engineer any software contained on TheGreenSwan.com’s web site;

    iv. remove any copyright or other proprietary notations from the materials; or

    v. transfer the materials to another person or “mirror” the materials on any other server.

B. This license shall automatically terminate if you violate any of these restrictions and may be terminated by TheGreenSwan.org at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on TheGreenSwan.org’s web site are provided “as is”. TheGreenSwan.org makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, TheGreenSwan.org does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall TheGreenSwan.org or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on TheGreenSwan.org’s Internet site, even if TheGreenSwan.org or a TheGreenSwan.org authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on TheGreenSwan.org’s web site could include technical, typographical, or photographic errors. TheGreenSwan.org does not warrant that any of the materials on its web site are accurate, complete, or current. TheGreenSwan.org may make changes to the materials contained on its web site at any time without notice. TheGreenSwan.org does not, however, make any commitment to update the materials.

6. Links

TheGreenSwan.org has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by TheGreenSwan.org of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

TheGreenSwan.org may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to TheGreenSwan.org’s web site shall be governed by the laws of the State of California without regard to its conflict of law provisions.

9. Use Of Pictures

You may use the pictures posted on TheGreenSwan.org if you provide a credit link back to TheGreenSwan.org and an e-mail notification or comment on a post that you have done so.

10. Legal Age

You may not use the Services and may not accept the Terms if 1) you are not of legal age to form a binding contract with TheGreenSwan.org, or 2) you are a person barred from receiving the Services under the laws of the United States or other countries including the country in which you are resident or from which you use the Services.

Privacy Policy

I take your privacy matters seriously and have outlined the Policy below to inform you how your personal information is to be used and maintained.

  • I will disclose the purpose of such personal information at the time of collecting.
  • I will not use your personal information for any other use without your prior consent.
  • I will not retain your personal information any longer than required to complete the intended purpose.

If you have any questions or concerns with regards to your personal information collected by TheGreenSwan.org or the Privacy Policy, please contact me through the Contact page.

I am not a licensed financial professional or certified public accountant. All ideas and information on this site are presented for informational purposes only and does not represent professional advice. The purpose of this site is to be thought provoking. Please consult a finance professional regarding the ideas presented on this site to determine the most appropriate course of action for your specific financial situation.

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