About The Green Swan
The Green Swan is a way of life and represents my style and approach toward personal finance. Many of you may have heard of a black swan before, which is a metaphor to describe a surprise event with a major effect, e.g. the 2008 economic collapse that resulted in significant financial destruction. This idea was popularized by Nassim Nicholas Talib in his book “The Black Swan”. Alternatively, The Green Swan is a metaphor coined to describe a deliberate approach to managing and investing money with a major effect: wealth accumulation, financial independence and early retirement.
I started this blog in 2016 at the age of 30. While I’m still a full-time employee in corporate America, The Green Swan approach has put me on the path toward financial independence by my mid-30s and a targeted retirement age of 40. To learn more about my path, check out Finding the Elevator and Moving to Move up. I view myself as just an average person and I designed this blog to help the hard-working average person reach the same goals. For example, check out the Millennial’s Guide to a Million.
I’ve always had a passion about personal finance and having this blog allows me to be part of the discussion and help others on their path toward financial independence.
I was raised in “small town America”, had average grades in high school, got in my fair share of trouble, but studied hard and worked my way through college. After college I had an average job working for a large bank and I got married to my best friend. Shortly after, I experienced the economic collapse.
At that point, I stopped taking employment for granted and began a nights & weekends MBA program while working full-time. I graduated with distinction, continued to work hard to advance my career, moved a couple times, and had a kid in the meantime. I’m just now starting to reap some rewards of this hard work, but I continue to work hard for everything I earn.
I’ve maintained a frugal lifestyle, invested my savings, and built wealth. In my late 20s is when I realized that if I keep going down this path, following The Green Swan, I can reach early retirement. For more background, see How I Got FIRE’d Up.
I’ll share how The Green Swan worked for me and can work for you as well. By following The Green Swan, working harder and working smarter, you can join me on the path to financial independence and early retirement. Content will evolve primarily around budgeting, saving, and investing including my personal financial position and the path I took to get here. There will also be the spontaneous post about my most recent “hair-brain ideas” such as going solar and various experiments to save and invest money. This is part of me sharing big, unique ideas to help you reach your goals.
A couple things I won’t talk about in this blog: making personal donations to charities or volunteering your time and energy to good causes. While I encourage everyone to donate and volunteer to the level they feel comfortable and appropriate, I will not discuss them in relation to personal finance matters, cost of living, etc. The reason is because these are personal decisions, not because I’m ignoring it. I think it is important to be gracious, and if you have the means, you should give back to the community. And you should factor in these considerations individually.
The Green Swan eBook
The Green Swan eBook is here! The eBook has been in development for the last year, is over 30,000 words, 82 pages on normal 8.5 x 11 paper and is now published and ready to go! The Green Swan: Work Harder, Work Smarter, Retire Earlier and Find Your Beach is all about how you can make more money, control your expenses, invest wisely, get you on the path toward financial independence and retire comfortably. To find out more check out The Green Swan eBook.
I’d love to hear back from you. If you have any questions or comments regarding any of my posts, it is best to reach me through the contact page. Also, I’d be happy to elaborate more on certain topics if you wish. I want this blog to be a valuable and helpful guide, so if there is anything I can do better, don’t hesitate to leave me feedback. Thank you!
Ready to follow The Green Swan? Start by reading the first post where I begin to lay out the framework of The Green Swan. Thanks for visiting!